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K I Woo Jun 16, 2015 During the past decade, innovative entrepreneurs have successfully disrupted many established businesses and industries. Apple’s iPod totally disrupted and transformed the music business by selling single songs digitally for $US .99. At the same time, Amazon redefined the book sales industry by offering customers access to millions of book…

Danai Pathomvanich Jun 12, 2015 As smart phones proliferate, many mobile finance success stories are beginning to appear. Recently, I had the pleasure of reading how Budi Gunadi Sadikin, CEO of Indonesia’s Bank Mandiri has successfully attacked his country’s consumer-banking explosion by using easy-to-use minimalist digital smart phone platforms. Indonesia’s retail banking boom During a…

Danai Pathomvanich May 29, 2015 In Asia and other parts of the world, powerful brand owners have used their highly distinctive characteristics to successfully introduce innovative new products. In their recent article “Incumbents as attackers: brand driven innovation”, Jean-Baptiste Coumau, Victor Fabius and Thomas Meyer show how several well known companies with dominant positions in…

Danai Pathomvanich May 19, 2015 As mobile and internet financial services become ubiquitous in the region, more and more online lenders will become small and medium size business (SMEs) lifelines. At the same time, new entrepreneurs relying on internally-developed algorithms and lending models will operate profitably in markets that have traditionally been deemed too high-cost…